Philhealth Membership Types

Check the different Philhealth membership types.

Overseas Worker

In March 1, 2005, PhilHealth assumed the administration of the Medicare Program for Overseas Filipino Workers from the Overseas Workers Welfare Administration by virtue of Executive Order No. 182 as amended. The said transfer of program completed the consolidation of different Medicare programs separately administered by the Government Service Insurance System for public sector workers and the Social Security System for those in the private sector.
It also paved the way for the creation of the Overseas Workers Program or OWP, to which you proudly belong, as a regular membership category in PhilHealth. The OWP covers all land-based overseas Filipino workers whose jobs are covered by appropriate job contracts with overseas-based employers.
Under PhilHealth, your coverage assures you and your family of expanded and more responsive health care benefits. You are assured too of lifetime coverage as soon as you reach the age of retirement and have paid at least 120 month’s worth of premiums to PhilHealth!


This program is for all employees in the government sector (regardless of their status of appointment) and in the private sector under which household helps and sea-based overseas Filipino workers belong.
Under this program, monthly premiums are shared between the employee and the employer and are remitted to PhilHealth by the employer through accredited payment centers nationwide.

Individually Paying

Established in 1999, the Individually Paying Program is open to self-practicing professionals, freelance writers and photographers, artists, employees of religious and civic organizations and Philippine-based international organizations.
The program also welcomes self-employed individuals, farmers and fisherfolks, and even daily wage earners such as vendors and transport drivers and operators.
Your health insurance premiums are remitted voluntarily at any accredited payments centers on a quarterly, semi-annual or annual basis.


Considered the heart of the National Health Insurance Program, this program provides health insurance coverage to less privileged families through a partnership where health insurance premiums for a year’s coverage are paid in behalf of deserving members.
The annual premiums of enrolled families are jointly shouldered by the National Government through PhilHealth and sponsors such as local governments, private individuals with philanthropic hearts and private corporations whose thrusts include poverty alleviation as an agenda in their corporate social responsibility (CSR) programs. Members of Congress also join the program as sponsors through their Priority Development Assistance Fund or PDAF.


After having reached the age of retirement and have paid at least 120 months premium to the program (including those made during the former Medicare Program), PhilHealth members are granted lifetime coverage. As Lifetime members, they are also entitled to the full benefits together with their qualified dependents.


The information above was taken from their respective sources. I don’t own it in any way, I’m just sharing it to the people who might need it. On the date of posting the information given is the latest from the specific sources. Updates from the sources may not reflect to this post on the later date unless otherwise stated.

Copyright 2016 by PinoyMariner at

Anvin Argañosa

An Electronics Engineer by profession. A land-based worker turned into an ocean dweller. An "aspiring" business tycoon and financial advocate. A loving father to my daughter Julian. And a very obedient husband to Ann (wink!).


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